Start-up business at 100,000 rubles. Business without large investments

The erroneous opinion that you can start your own business only with an impressive start-up capital has ruined many entrepreneurs. In fact, you can open your own business even with 100,000 rubles. The amount is quite affordable for most people, and if you master a profitable niche, the investment will pay off in a short time.

So, let's look at a few ideas for business that fit well into the amount of 100,000 rubles.

Business at home

The first and obvious advantage of such an activity is the absence of rent. If you have a favorite hobby or passion and 100 thousand rubles, you can open a completely serious and promising business. For example, you are a tireless florist. You can set up flower sales channels or rent a point on the market and sell it yourself. To do this, you will need to purchase the necessary equipment, the purchase of which just fits into 100,000 thousand rubles:

• Special refrigerator;
• Vases;
• Stands;
• Fertilizers;
• Equipment for decorating bouquets.

If your flower business begins to generate good profits, you can think about expanding your business and opening a store. But in this case, you will have to grow flowers all year round. To do this, you will need to organize a greenhouse, which can also become a profitable business. There are several business ideas that you can open with 100 thousand rubles.

Rabbit farming is another home business idea. The advantages of this business include:

• Stable income;
• Fast payback;
• Minimal maintenance costs (especially in the warm season);
• Low competition;
• High demand for meat and fur.

But it is worth considering that this type of activity also has its disadvantages:

• High mortality rate of young offspring;
• High requirements for sanitary maintenance;
• Availability of necessary documents for meat.

Important: a home business requires registration. For some time you will be able to work without a license, but if you plan to develop your business, you must register it in accordance with Russian legislation.

You can open your own business even without initial capital, therefore, having a budget of 100,000 rubles, an entrepreneur increases the chances of a quick return on funds invested in the business. In order for entrepreneurship to generate significant income, you must first draw up a business plan, in which each expense item must be thought out and planned.

Business for 100,000 rubles

Sphere of trade

Trade is one of the popular and promising areas of business.

The main task of an entrepreneur who has chosen a sales niche is the correct selection of the subject of trading operations. It must be in demand in the area where the business is planned, and its purchase cost is commensurate with the amount invested in the business.

Trade area

When drawing up a business plan, you should take into account the need to prepare registration and permitting documentation, as well as renting space for work. To create a showcase, you need a diverse product range, the appearance of which will serve as an advertisement for the store.

If there is a lack of funds to purchase products, you can agree with the supplier on a documented trade loan with a loan period until the products are sold. You should be prepared to provide security for return guarantees, expressed as a pledge of property, the price of which is commensurate with the parameters of a commodity loan.

To fit into a small budget without loans, you should initially plan a small-format business that does not require investing in the purchase and equipment of a retail outlet, as well as obtaining permits. For a quick return on investment, the cost of raw materials should allow for a markup on sales of more than one hundred percent. A great business idea is sales:

• costume jewelry;
• accessories;
• household goods;
• books;
• newspapers;
• magazines.

There is good money to be made from high-demand food products such as bread, milk, ice cream and soft drinks. However, having chosen a niche for selling food products, you will have to worry about the seller passing a special medical examination, which is necessary for the SES authorities to obtain permission to conduct activities in the food sector.

Trade in costume jewelry

An excellent idea for earning money that does not require significant investments is to organize outposts in villages and towns to sell goods that are in everyday demand. Making coffee at moving retail outlets will allow you to adjust the desired level of purchasing power. As an alternative, you can consider seasonal sales, the implementation of which is possible without the installation of a permanent point of sale. Its subject can be vegetables, fruits, milk and meat.

Financial operations

Travel business

Earning money in the field of financial transactions has always been considered a profitable niche, since wise investment of funds allows you to get a high percentage of profit with minimal costs. 100 thousand rubles for a business in the financial sector is enough to invest money in projects. To reduce the risk of loss, it is recommended to divide the investment amount into several portfolios. The loss received in one of them will be covered by the profit from the other.

Loans

Having invested up to 100 thousand rubles in a business, you can start lending to individuals. The idea can be implemented through specialized services, which include electronic payment systems. Despite the fact that lending platforms provide guarantees of the safety of issued funds, you should not issue a loan in the entire amount at once. It is recommended to break it into 10 thousand rubles, since when forming a relationship with a dishonest borrower, you will have to look for a buyer of the debt, which will take time, and also lose the potential profit that could be received for it.

Lending sector

An alternative business option in this area is to open your own credit institution, offering short-term loans to everyone in need of financial assistance. To implement this idea, you should register as a business entity and rent an office for negotiations with clients. From this perspective, it is better to issue loans secured by property. To do this, you need to establish a relationship with a notary who would provide services for preparing documents for a fee.

Read also: Innovative ideas for small businesses

Stock markets

Considering business ideas for 100,000 rubles, it is especially worth noting earnings on the Forex financial markets, as well as using the binary options service. There are several ways to make a profit in this area, but they all involve opening an individual account and investing funds.

The principle of making money on Forex is a profitable purchase and subsequent sale of a trading instrument. Binary options require placing bets on an increase or decrease in the quotes of a currency, metal or futures.

Those wishing to understand the nuances of business functioning are recommended to start working with a demo account. Transactions with real money should be carried out only if decent results are achieved on the demo version of the account. When considering the possibility of receiving passive income in this way, funds can be invested in a PAMM account, having previously selected a trader on a specialized service that provides monitoring data for their performance results.

Financial services

An excellent idea, which can easily be implemented within 100,000 rubles, would be to purchase a terminal for making payments. The cost of equipment ranges from 30,000 to 60,000 rubles. Its maintenance is not difficult, so you can easily handle this task yourself.

Since the terminals are installed in the buildings of organizations, it is necessary to formalize a contractual relationship with their owner for the lease of a plot of premises of a certain size. Agreements must also be concluded with all organizations in respect of which it is planned to accept funds from clients.

The owner of a financial terminal earns money from commissions, the amount of which is set by the owner independently. Some counterparties pay for services for funds received and transferred to a specific current account. Their cost can reach up to 10 percent of the payment made.

Preparing drinks

Coffee machine business

The implementation of the idea of ​​​​earning money, which is based on the preparation of drinks, is possible by investing in the purchase of special machines that will produce coffee, tea and lemonade automatically after the client makes a payment. The personal presence of a businessman, his representative or employee is not required. It is enough to supply water and ingredients for preparing drinks in a timely manner. Its elements are filled into special cells, and subsequently mixed, heated or cooled, depending on the type of operating mode activated by the buyer, by selecting it by pressing a button.

Internet business

When choosing which business can be opened with 100 thousand rubles, many decide to invest in Internet projects. Entrepreneurial opportunities in this area are wide, since the business does not involve investing in real estate, rent, equipment or raw materials.

You can make a good profit for your ability to navigate the ever-changing modern world.

Having opened an online store, an entrepreneur will have to spend money on purchasing goods, as well as on developing a website and advertising it. Knowledge in the field of SEO optimization and SMM promotion will allow you to save a large amount. The payback of the project does not exceed one year with a competent approach to the matter.

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According to official data from the tax service, there are now 6,112,620 small businesses operating in Russia (as of April 10, 2019). In 2018, this sector grew by 2.4%. Practice shows that it is quite possible to implement business ideas for 100,000 rubles.

Interesting business ideas for 100,000 rubles

Owning your own business combines the opportunity to earn money, independence from the employer and self-realization. However, according to VTsIOM (2018), only 2% of Russians want to open their own business. Often the stumbling block is the initial capital. However, there are many business ideas with starting capital of 100,000 rubles.

cleaning company

Cleaning companies offer their clients cleaning services for homes, offices and any non-residential premises. In Moscow and St. Petersburg, contacting such an agency is becoming an everyday occurrence; in the regions, custom cleaning is not yet very popular. This gives budding entrepreneurs the opportunity to occupy a promising niche before their competitors and gain a foothold in the market.

To open you will need:

1. Cleaning equipment - mops, vacuum cleaners, cleaning products. You can meet 40,000 rubles.
2. Website and groups on social networks. Clients will order cleaning through them. According to fabricasaitov.ru, the site costs about 15,000 rubles, groups are registered and maintained for free.
3. Staff. Wages will not be fixed, but piecework. That is, the employee will receive a percentage of the order (by agreement, from 50 to 70%). There is no need to provide funds for the wage fund.
4. Advertising. Commercials on radio and TV are expensive. It is worth investing 20-30,000 rubles. into contextual and targeted ads in the browser and social networks - they work directly with the target audience.
5. Registration of an individual entrepreneur or LLC - 800 rubles or 4,000, respectively.

Thus, the cost of opening a cleaning company can be reduced to 55 thousand rubles if you work without an office and look for clients via the Internet.

The payback of the project directly depends only on the number of orders. The average cost of one general cleaning according to qlean.ru is 1,500 rubles. With 10-12 clients per week, the entrepreneur will earn 72,000 rubles.

If you work alone, you will be able to recoup your initial investment in 2 months, if you work with employees - in 4

Equipment/tool ​​rental

Earning money from rental equipment and tools is suitable for those who are looking for additional income that does not require constant work. An entrepreneur buys in-demand equipment and rents it out for temporary use for money. Searches for clients through social networks, the Internet and newspaper advertisements.

Equipment rental options:

• construction equipment - concrete mixers, ladders, scaffolding, loaders;
• repair tools - saws, levels, sledgehammers, electric drills, hammer drills, sanders, planes, jigsaws;
• packaging technology.

Difficulties may arise when purchasing equipment - everything you need is unlikely to fit into 100,000. Therefore, purchases should be carried out in parts: first the most in demand, then the rarer ones.

Rental fees are daily, usually around 300-500 rubles. Tools are always handed over with a cash deposit equivalent to its value (otherwise there is a risk of facing theft when an unscrupulous client takes the equipment for a symbolic 500 rubles). By attracting 10-12 clients per month, it is quite possible to earn 6000-8000.

You can also earn money remotely and without leaving your main job, as the hero of our article on additional income did. He's a month old.

Opening an online store

Creating your own online store is promising because it allows you to start working in trade without renting premises, hiring sellers and many inspections by regulatory authorities.

According to the WebCanape portal, in 2018, more than 80 million people made online purchases in Russia, and this exceeded the 2017 figures by 1.1%. There is every reason to believe that the positive dynamics will continue.

It is profitable to sell via the Internet:

• clothes and shoes;
• small household appliances;
• cosmetics and perfumes;
• smartphones, tablets and accessories;
• Products for children;
• products (with a long shelf life).

Investments will be required:

1. Creation of an online store. From 10,000 rub.
2. Social media. You can register profiles completely free of charge, but you will have to pay for advertising to attract more buyers. In the first stages, 10,000-15,000 rubles are enough.
3. Range. If an entrepreneur does not sell his own products, but resells someone else’s, he will have to buy a batch of goods with his own money. Costs are limited only by financial capabilities. To optimize costs, you should try dropshipping.

However, there are also disadvantages. Competition is high. Online retail was one of the top four worst new businesses in 2018 (behind gambling, photography and traditional retail). Income will depend on the selected product category and store promotion, but on average it will be at least 10,000 rubles.

The opening of the store is described in detail in this video:

Sewing bed linen

A bed linen sewing business can be an excellent option for an experienced seamstress to start their own business. However, even the inability to sew is not an obstacle to opening a workshop: you just need hired employees.

Everyone needs bed linen, but they don’t buy it too often - they are classified as durable goods. In addition, a small workshop will compete with hundreds of other enterprises and huge factories. These circumstances make it difficult for a newcomer to enter the market.

To beat your competitors, you need to find advantages. This could be rare fabrics, a special design or an individual approach. Expenditure:

1. Equipment - sewing machines and overlockers. It fits into 50,000 rubles.
2. Fabrics and consumables (threads, elastic bands). The investment amount depends on financial capabilities.
3. The minimum price for linen is 150% of the cost. That is, having spent 50,000 rubles on producing a batch of goods, an entrepreneur will earn 25,000 rubles from it. per month. Payback is possible in 4-6 months, if you manage to establish sales.

In general, this idea is quite promising.

Coffee machines

A new vending coffee machine, according to information from the website delivery-coffee.ru, costs from 200,000 rubles. That is, such a business does not fall into the category of ideas “up to 100,000”. However, this problem can be solved by purchasing used equipment. Its cost is 40-100,000, depending on the manufacturer and condition. Monthly maintenance will cost about 2-3 thousand. This money includes the cost of coffee beans, milk powder, powder concentrates and electricity.

The cost of one glass of coffee from such a machine ranges from 7 to 15 rubles. Moreover, its price varies from 20 to 40 rubles. In a place with good traffic, about 50 glasses will be sold per day. Let’s take the average values: cost – 10 rubles, price – 30 rubles. If we calculate the average values, then the monthly revenue will be 45,000 rubles, of which 36,000 will be net profit.

You will also have to provide funds to rent a place to install the machine. Thus, you can recoup your initial investment in 3-4 months of work.

The vending machines sell not only coffee, but also lemonade and chocolate.

Growing berries and vegetables

Berries and vegetables are consumer goods, which means they promise the entrepreneur a stable profit. But you won’t be able to organize a full-fledged farm for 100,000 rubles. For this money, you can equip a good greenhouse on your summer cottage (up to 30,000) or install boxes with soil at home (up to 20,000). At home they grow:

• mint;
• basil;
• sorrel;
• strawberries;
• carrot;
• peppers;
• cucumbers

Expenses will be required for seeds, fertilizers and water. This line of work requires specific knowledge; it is suitable for people with an agronomic education or experienced gardeners. The business is rather seasonal, because it is impossible to grow homemade products all year round. The income will be small, up to 20,000 rubles. from the harvest (that is, once every 4-5 months) or 5,000 per month.

Coffee shop or fast food kiosk

According to research agency Magram Market Research, 57% of Russians buy takeaway coffee from time to time, and 22% - daily. The cost of a glass of coffee is usually 50-70 rubles, while the drink is rarely sold for less than 100 rubles. These two factors - popularity and high demand - make opening a small coffee shop for takeaway sales promising. The costs are recouped within 3-4 months of active work. Selling 30 drinks a day at an average price of 150 rubles, an entrepreneur will earn approximately 135,000 per month. This is true for a place with burgers, shawarma or grilled chicken.

Equipment costs will be about 50,000 rubles. This is how much does a professional coffee machine or electric grills and refrigerators for shawarma cost.

As for the area, 10-15 square meters is enough for an establishment. m, which can be rented for 25,000 rubles. The choice of location is key to success: a popular street, high customer traffic. The disadvantages of business include high competition.

How to open a fast food business from scratch is explained in this video:

Computer repair service center

The good thing about business is that it is accessible without investment - only if you have special knowledge. To save money, you can work without an office, visiting clients at home. Orders are sought through the Internet, advertising and announcements.

Monthly income directly depends on the number of orders. With an average cost of a call of 500 rubles. and with 1 order per day, the entrepreneur will earn approximately 15,000 per month.

Event organization agency

Organizing holidays is an opportunity to combine a hobby with income. The maximum earnings will come from turnkey events: interior decoration, development and holding of a festive program, toastmaster, musicians, photography and video shooting. That is, an entrepreneur must assemble a team of professionals and earn a reputation for himself. Finding personnel will require not so much money as connections and perseverance.

A holiday agency can operate without an office. Meetings with clients can be held in coworking spaces, in cafes or at their homes and save at least 20,000 rubles. It is better to start looking for orders through friends, and then through the Internet. For one event, a team can earn a total of 100-120,000 rubles. However, at the promotion stage, fees will be significantly less.

Salon

Hair cutting and styling are a category of services that will always be in demand. Some masters start work without investment at home, form a circle of regular clients and earn 30,000 rubles. per month minimum. Opening your own establishment will require expenses for:

• rental premises, from 25,000 per month;
• repair, from 5,000 rubles;
• equipment, from 10,000 rubles (chair, hairdryer, sink, trolley);
• registration of permits, from 7,000 rubles.

The new hairdresser will have to pass an inspection by Rospotrebnadzor and the SES. The market is highly competitive, and in the early stages you will have to compete for customers. A wide range of services, hiring experienced craftsmen with their own client base, low prices, and convenient location can help with this.

How to open a hairdresser in this video:

Trade in soft ice cream/cotton candy/oxygen cocktails

Another good low-cost business idea is selling ice cream, shakes, cotton candy and similar desserts. Retail outlets are located in places where potential customers gather. You can organize trading on the street - in a park, on the embankment, on the beach - or indoors - in a shopping center, in a cinema, in a circus. To work outdoors, you will need to obtain permission from the municipal administration; indoors, you will need to pay rent to the owner.

Equipment for such desserts is inexpensive, according to the website refro.ru, within 50,000 rubles. Monthly expenses will include products for making ice cream or cocktails, utility bills and employee wages (if the entrepreneur does not work alone). The markup on such products is very high and does not fall below 50%. Consequently, having purchased products for 100,000 rubles, an entrepreneur will earn at least 50,000 from their sale.

Filling and packing of bulk products

All the startup ideas presented above are aimed at retail buyers and individuals. However, even with a modest starting capital of up to 100,000 rubles, you can start a company in the B2B sphere, that is, “business to business.” Many small and medium-sized producers of cereals, flour, and sugar are looking for ways to optimize, so they outsource some of the work. Simply put, they are looking for contractors to solve current problems. Including - for packaging and packing.

An entrepreneur purchases a filling and packaging line (up to 100,000 rubles), rents a small production facility with convenient access roads. Then it enters into contracts with manufacturers of similar products. Payment is generally based on the volume of work performed (i.e. prepackaged and packaged products). Monthly income depends on the number of orders. The cost of packaging is usually influenced by the volume of products. On average, an entrepreneur can earn 30,000-40,000 rubles.

Digital cameras and smartphones have almost replaced the photo printing business. However, an item with photo printouts can still exist and generate income for its owner, subject to several conditions being met:

• good location;
• different types of printing - color, b/w, wide format, several types of paper;
• making photographs for documents;
• high quality images;
• active advertising.

A photo printing station can also target advertising agencies rather than retail clients. They require printing of posters and posters for outdoor advertisements. You will need to rent a small area - up to 10 sq.m. Necessary equipment:

• printer for professional photo printing, from RUB 12,000;
• camera (for document photos), from RUB 8,000.

Income depends on the number of visitors, but on average it is unlikely to exceed 20,000 rubles.

If you are not limited only to photographs, then photo printing can be offered to designers for interior decoration, then it will be possible to increase income

Car painting station

Car painting is one of the popular services among motorists. It is used in pre-sale preparation or to improve the overall appearance. This is a very promising area of ​​earning money, which does not depend on the season. As a rule, painting is offered at any auto repair shop. However, if at the first stages the entrepreneur is not ready (or does not have the opportunity) to open a full-fledged workshop, you can limit yourself to painting services.

To work you will need:

• premises from 30 sq.m (it is necessary to place a car and the necessary equipment);
• equipment for washing and dust removal;
• paint hydrant or gun, spray guns;
• compressor to remove moisture;
• drying chamber.

The average cost of painting a car is 60,000 rubles, but this is not pure profit. You will have to subtract the costs of utilities, labor and consumables from the cost. Income from one client is at the level of 20,000 rubles, which means that it is quite possible to earn 200,000-300,000 rubles per month.

They talk about opening a paint booth and what plan is needed here:

Tire service station

Another option for a startup in the auto business is tire fitting. Its advantage over the previous idea is versatility. All motorists change tires twice a year. It is quite possible to open a point in your own garage with an area of ​​30 sq.m.

List of required equipment:

• jack;
• rolling machine for discs;
• vulcanizer for repairing rubber tires;
• balancing stand;
• bathroom for checking wheels;
• compressor;
• Tire changer.

New equipment is expensive, so if you are on a limited budget, it is recommended to look for used equipment online. It will be difficult to cope with orders alone, so in the first stages of work it is necessary to hire at least two specialists. The business is seasonal (tire changes are clearly tied to the time of year), so for faster payback it is recommended to combine it with other services for motorists. Income – from 50,000 per month.

Cooking shish kebab with home delivery

To sell kebab with home delivery, you will have to select a suitable room for preparing meat and equip it in accordance with all SES requirements. Shish kebab prepared at home, without a guarantee of compliance with all sanitary standards, will not be in demand, or the entrepreneur may even face a fine.

What is needed to start kebab delivery:

1. Buy kitchen equipment and arrange the premises.
2. Find professional chefs (for a small enterprise, 1-2 specialists are enough).
3. Find reliable meat suppliers. It is recommended to enter into an agreement with a local farm.
4. Develop a recipe.
5. Determine ways to promote the product, plan advertising.
6. Think about delivery.

All costs are within 100,000 rubles (tables, refrigerators, kitchen utensils).

The premises can be found in a remote area with low rental prices. The company will handle the delivery, so its own location does not matter. The monthly income and payback of the project directly depend on the establishment of sales and active advertising.

Commission shop

A great idea for a business that fits into the current zero waste trend. Many people try not to throw away boring or worn-out things, but try to give them a second life and, if possible, make money from them. One option to do this is to take them to a consignment store.

There are several advantages of opening a consignment store for an entrepreneur:

• start-up costs are limited to renting premises and registration;
• there is no need to spend money on purchasing goods - customers will bring them;
• As a rule, you don’t have to pay for buying old things - the money is paid to the owner after the sale (or not paid at all, by agreement).

The best options for resale are clothing, shoes, household appliances, baby products and electronics. Valuables are accepted under a commission agreement, so the business must definitely be officially registered. You shouldn’t expect big income and quick payback from a commission store. A good result would be 20,000 rubles. net profit.

What business can you do for 100,000 rubles, ideas, they tell in this video:

Starting your own business is not always an expensive or risky investment. Some areas of work are available to beginners without experience and with a modest starting capital of up to 100,000 rubles. There are promising ideas in trade, manufacturing, service and IT.

Almost every person thinks about creating a source of income that will be stable and will replenish the budget by a significant amount. The first thing that comes to mind is opening your own business. But this requires funds, and sometimes quite considerable ones.

However, if you consider some options, the amount may be quite insignificant. On the one hand, 100,000 is a decent amount, on the other hand, it’s not so much. Let's consider in order which business to open with 100,000 rubles:

Workshop

There will always be a demand for making keys or repairing shoes. That's why choosing the right place, you can get a very good source of income. Renting the premises will be relatively cheap, and similarly, large costs are not expected when purchasing equipment. If there are few or no similar establishments in the selected area, you should count on a quick payback.

There is also an opportunity to open for 100 thousand rubles a clothing repair or sewing workshop. But here you should already hire a competent specialist who can attract and retain clients with his talent and ability.

A salon where ordinary photographs are taken will not immediately become popular, so at the initial stage it is worth considering a service such as instant photographs. What will you need?

Firstly, you should purchase equipment. Fortunately, the abundance of various equipment has made its prices very affordable.

Secondly, you will need a good specialist who understands this area. The photo studio’s payback is also very fast, so the business will begin to flourish in a short time. Naturally, taking into account the correctly chosen location for opening the salon.

Shish kebab home delivery

Well, who doesn’t love barbecue, especially when the warm weather beckons you to go outside? Not everyone has the opportunity to cook juicy meat on their own, and it is precisely these people who will benefit from home delivery of a ready-made dish.

What will it take to start a business? The bare minimum: a car in which the order will be delivered to the client, a utility room in which you can prepare delicious barbecue. And, of course, you will need a grill and food.

All this will not cost that much, however, such a business has a significant disadvantage. It consists of the so-called “order skew”. That is, at a certain time a large number of requests will be received for preparation and delivery. Such times are weekends and holidays, as well as warm evenings. You can solve the problem by hiring an assistant.

This category of business involves not only terminals for paying for cellular communications, but also other devices. For example, a machine that dispenses coffee or another drink that dispenses shoe covers. You can purchase a machine that will sell items in capsules for a fee.

You need to put them there, where the flow of people is constant and, of course, it is worth considering the suitability of the product to the place.

This is just a small part of the business ideas that you can start with 100,000 rubles. If you follow the general idea, you can see that all options relate to the service sector. With a competent approach, after a short time, when the business begins to generate good income, you should open one or more similar establishments. This way, there is an opportunity to gain a foothold in the services market, and perhaps even monopolize the chosen niche, not allowing competitors into it.

Business ideas for 100,000 rubles

You can open your own business even without initial capital, therefore, having a budget of 100,000 rubles, an entrepreneur increases the chances of a quick return on funds invested in the business. In order for entrepreneurship to generate significant income, you must first draw up a business plan, in which each expense item must be thought out and planned.

Sphere of trade

Trade is one of the popular and promising areas of business.

The main task of an entrepreneur who has chosen a sales niche is the correct selection of the subject of trading operations. It must be in demand in the area where the business is planned, and its purchase cost is commensurate with the amount invested in the business.

When drawing up a business plan, you should take into account the need to prepare registration and permitting documentation, as well as renting space for work. To create a showcase, you need a diverse product range, the appearance of which will serve as an advertisement for the store.

If there is a lack of funds to purchase products, you can agree with the supplier on a documented trade loan with a loan period until the products are sold. You should be prepared to provide security for return guarantees, expressed as a pledge of property, the price of which is commensurate with the parameters of a commodity loan.

To fit into a small budget without loans, you should initially plan a small-format business that does not require investing in the purchase and equipment of a retail outlet, as well as obtaining permits. For a quick return on investment, the cost of raw materials should allow for a markup on sales of more than one hundred percent. A great business idea is sales:

• costume jewelry;
• accessories;
• household goods;
• books;
• newspapers;
• magazines.

Trading is a sure way to make good profits. Setting up an online store does not require large investments. You can trade at home. The easiest and most profitable way is to resell goods from Asia. These are clothes, jewelry, gadgets, etc.

When purchasing in bulk, you will significantly reduce the cost of items so that the markup on them ranges from 100-200%. In parallel with the store, it is worth developing and promoting communities on social networks in order to sell products through several channels.

After six months of active work, it is possible to achieve a net income of one hundred thousand. Some of the best shopping sites include: alibaba.com, aliexpress.com, milanoo.com, made-in-china.com.

2. Profitable specialty or position

Such salaries are received by middle and senior managers: heads of departments (advertising, trade, production, etc.), top managers, directors. To obtain such a position, you need extensive work experience and deep knowledge in the chosen field. At the same time, young and ambitious people should not be afraid to propose their candidacy and prove that they are suitable for this vacancy.

There are many profitable and in-demand professions that a person can master without education. Among the highly paid professions: programmers and application developers on iOS and Android, web developers and web designers, good advertisers and sales people, interior designers, engineers, chefs, real estate agents, blue-collar jobs (such as skilled builders or welders).

Options for girls with training as a manicurist, hairdresser, makeup artist, cosmetologist. For example, the cost of wedding or evening makeup starts at $40, and it is possible to receive about 4-5 clients per day.

3. Franchise business

One of the easiest options for earning 100,000 rubles a month is to purchase a ready-made business. This eliminates the need to plan the organization of the business yourself, plus you are acquiring an already promoted brand.

It could be a fast food cafe, a clothing store, a toy store, a fitness center, etc. The amount required for the purchase is from $4,500. The acquisition of a large enterprise will allow you to earn a lot from the first month.

4. Own business

The best business ideas that will allow you to earn 100 thousand rubles. per month: grocery store, construction and repair company, beauty salon, private kindergarten, gym, cafe and canteen, tattoo parlor, manufacturing enterprise (beams, crumb rubber, fuel briquettes, etc.) After payback, the business will be able to bring good money .

5. Work in the event sector

Current specializations in this niche:

• Photographer and videographer (weddings, corporate events, video shooting);
• Event host;
• Decorator;
• Rental of lighting and sound equipment.

For example, a presenter is able to start earning money with virtually no investment. You need appropriate skills, good advertising and useful contacts in the event industry. The popular presenter's fee starts from $350 per evening. For photographers and videographers – from $400 for a full day. And it is possible to fulfill from five orders per month.

Lighting and sound equipment requires considerable investment to purchase, but pays off in less than six months with constant employment. Such services are in demand at weddings, corporate and city events.

6. Transportation

This includes freight and passenger transport. Having only one car (truck or minibus) in your fleet, you can make a good profit.

Truck or minibus services for a trip start at $20-25 and depend on the stated time or mileage. It is profitable to rent cars for a wedding procession or a limousine. Profit – $12-60 per hour.

7. Vlog

A way for creative individuals who know how to stand out. The income of popular video bloggers easily exceeds 100 thousand rubles. per month due to direct advertising (various brands, other channels, films, etc.) and due to the number of video views (for example, through AdSense) and clicks to the advertiser’s page.

Popular Topics: travel, reviews of films, gadgets, games (as well as walkthroughs of games - let's plays), beauty blogs, various experiments and educational channels.

8. Your own website

An Internet site allows you to earn thousands of dollars a month with the right approach. The main investments are intellectual. It is necessary to select a relevant topic, fill the portal with interesting and “catchy” content, and work on SEO promotion.

“Top” but also the most competitive topics: business and work, beauty and health, psychology and relationships, cooking, real estate, cars, applications and games.

Bulletin boards are very profitable, but you have to work hard to break through in a highly competitive environment.

Ways to earn income from the site:

1. From direct advertisers on your topic (stores, agencies and other companies);
2. Contextual, teaser, banner advertising.

In the first six months to a year you will need to work hard to ensure attendance, only then can you count on large incomes. The number of unique visitors should be at least 5-10 thousand people per day for good advertising revenue.

9. Forex and binary options

Exchanges are the place to earn 100,000 rubles a month if you have trading savvy, analytical skills and a fair amount of composure. The initial amount for trading is $5-10; if the outcome is successful, the deposit can be multiplied several times. Therefore, to receive one hundred thousand rubles you will need to invest more than ten dollars.

Choose reliable brokers with a good reputation and high profitability rates. For Forex trading they usually choose Alpari, Alpha Forex, Forex4you, for making money on binary options - GT Options, OptionFair, IQ Option.

If you don’t know how to trade and don’t want to risk money, invest in PAMM accounts and mutual funds. Professionals will be able to manage investments and increase your capital. By dividing your investments into several funds, form a portfolio of securities, stocks, and currencies. This minimizes risks, and the total income can reach one hundred thousand.

10. Watch

Those who want to do a decent job of not using the Internet can look for vacancies for work on a rotational basis. Not every specialty will be so highly paid; forwarding drivers, engineers, electromechanics, surveyors, welders, etc. are “priced.” Try to get a job in oil and gold mining companies. It's hard work, but it pays well.

Also, elite Moscow mansions often require live-in staff. They can count on a salary of 100 thousand home cook, nanny, nurse.

11. Daily rent of an apartment, house, office

If you have your own apartment, house or commercial property, then you can profitably rent it out on a daily or even hourly basis (office). The rental price depends on the city. If you make good repairs and bring the property to the status of luxury apartments, then you can realistically have 100,000 rubles per month.

12. Selling training courses

Selling your own knowledge (sewing and cutting, dancing, skills in using computer programs, etc.) will allow you to quickly reach large sums. You can sell video courses and electronic manuals on the Internet or take up tutoring at home.

These are the main methods, 100 thousand rubles per month. In any case, you need to invest in your own training, start a business, or invest funds to increase them.