Well-known financial sharks who managed to build a business from scratch In order to name and describe all the happy owners of billions in capital, a whole book is not enough.

Most of the participants in the Forbes rating lists are businessmen who made their capital by privatizing the assets of large enterprises and firms. But we will talk about those who created their financial empires starting from the bottom.

So who are the top 10 entrepreneurs who own multi-billion dollar companies built from scratch?

The first place is occupied by the Russian businessman Sergey Galitsky, who is the director of the Magnit retail chain. Galitsky began his career as a student, helping the deputy manager of a Krasnodar bank. Such a non-dusty position allowed him to acquire useful connections and influential acquaintances.

Having managed to get an initial capital in the amount of $ 30,000, Galitsky chose to invest them in the purchase of a commodity that was popular at that time, namely cosmetics and perfumes. Such a first investment fully justified itself and paid off in full, after which Galitsky registered the first distribution company Trans-Asia, which became the prototype of the future Magnit.

At the moment, the general condition of a businessman is estimated at $3 billion.

The second place was taken by billionaire Aras Agalarov. In a short period of time, the businessman turned from a graduate of the All-Union Central Council of Trade Unions into an influential general director of the Crocus company.

Agalarov took his first steps in business by exporting souvenirs from Russia, importing computer equipment and components in return. Despite the success in trade, it was decided to stop this type of activity and establish a new, exhibition business format.

Aras Agalarov is the creator of the first Moscow boutique, located on Stoleshnikov Lane. At the moment, the main business that brings Agalarov income in the amount of $1.5 billion is his company for the construction of large shopping centers.

The third place went to the alcohol tycoon with Georgian roots Rustam Tariko, whose determination can only be envied (of course, white envy). Holding the position of Chairman of the Board of Directors of Russian Standard Bank, he successfully assisted Italian tourist operators by accommodating tourists in the Rossiya Hotel, which was inaccessible at that time.

The appearance of new influential acquaintances from among Italian businessmen helped Tariko conclude a contract for the supply of elite Martini alcohol. It was an unheard of success that gave a financial impetus to the further development of the Tariko empire.

The businessman's fortune is estimated at $1.5 billion.

The fourth place rightfully belongs to Alexander Dzhaparidze (state about $1.1 billion). Success came to him after Japaridze, being an ordinary geologist as part of a geophysical expedition, led a joint project with the Americans, the purpose of which was seismological exploration of the area.

After the collapse of the Soviet Union, Alexander Japaridze managed to buy the necessary equipment and provide seismic services on a private basis.

Fifth place was headed by the owner of the Fashion Continent, and concurrently the governor of the Tula region, Vladimir Gruzdev. He received his start-up capital by issuing a $500,000 loan from Sberbank. This became possible after successful management activities under the leadership of the well-known entrepreneur Oleg Boyko.

The governor's fortune is estimated at $950 million.

Sixth place is occupied by Andrey Rogachev, a former employee of the Institute of Oceanology, with a modest capital in $900 million. The idea of ​​creating a business did not initially arise in the head of an entrepreneur, but in the late 80s Rogachev introduced an unusual idea to supply enterprises with devices to measure the concentration of harmful substances in products.

Thus, the first LEK cooperative was created. Having received a long-awaited loan, Rogachev was engaged in the supply of such equipment for three years. The next source of income was the business of resettling communal apartments. After Andrei Rogachev left for the banking business, the beloved Pyaterochka retail chain was founded.

Seventh place went to the insurance magnate Sergei Sarkisov (capital $950 million). Favorable ground for the creation of an insurance company was provided by connections in Ingosstrakh.

Being fluent in Spanish, Sarkisov was able to attract the Spanish insurance company Iberia Seguros, which made a significant contribution to the development of a single "Russian-European Insurance Company".

Eighth place was taken by the founder of Maxi-Invest, Nikolai Maksimov. Together with his wife, he was engaged in the trade of wood and paper, after a preliminary loan of 75,000 rubles. Over the years of existence, the Niktan company could boast of millions of turnovers. Guided by the desire to expand the business, Maksimov started buying shares in large metallurgical plants. This was the beginning of the creation of the now famous Maxi-Group. The capital is almost $950 million.

Ninth place belongs to Viktor Kharitonin, the owner of the Ufa-based pharmaceutical company Pharmstandard. The total capital is valued at $900 million.

Kharitonin began his career while still studying at the institute, opening an intermediary organization LLP "Creditinform". Later, having moved to Moscow, he became the founder of a brokerage company specializing in exchange trading in vouchers. A big breakthrough in creating a large business was the purchase of shares in the Ufa-Vita company.

Tenth place is proudly occupied by Samvel Karapetyan, President of the Tashir construction company. Karapetyan is a graduate of the Yerevan Polytechnic Institute. He achieved his first financial success by creating a sewing cooperative "Zenith", specializing in sewing overalls and fashionable at that time T-shirts with the image of pop stars.

After moving to Kaluga from his native Kalinino, Karapetyan became the head of the Kalugaglavsnab company, it was on its basis that the Tashir corporation was created. The core issues of the company are the construction and operation of shopping centers and exhibition halls.

And finally Reading a brief history of the careers of each of the 10 people mentioned, you may get the impression that the process of creating a business from scratch is an elementary procedure that does not require ordinary mental and financial capabilities. Only now, if the financial issue can be solved with the help of loans, with ingenuity, everything is not so simple. Definitely, these people are special in their own way, if they were able to achieve such heights. It remains only to wish them good luck and professional success.

Ksenia Sobchak is a name that is familiar to almost every inhabitant of the former USSR. Her life is a vivid example of determination and self-confidence. She was able to achieve considerable success on television, the journalistic field, and journalism. The biography and personal life of Ksenia Sobchak often become the subject of discussion. We decided not to be like the "yellow press" and will briefly talk about the difficult path to recognition that she managed to go through.

Today we will talk about who Donald Trump is: biography, rise to the top of business, political Olympus and other main facts from his life. At the moment, Trump is the 45th President of the United States and therefore is in the spotlight, but there are many interesting points in his biography, which we will consider in this article.

Every year, the popular American magazine Forbes publishes a ranking of the richest people in the world. Moreover, not only men, but also women fall into it. These days, women have gained financial independence - they build their own empires, earn billions, open charitable foundations and chase success. Strong women inspire all representatives of the beautiful half of humanity and serve as an example for them. Many, and we are sure not only women, will be interested to get acquainted with the latest statistics from Forbes Woman magazine. We will talk about all the successful ladies who got to the top of the list of rich people in 2016 in our article. Enjoy reading!

Robert Kiyosaki is one of the most successful investors and businessmen of our time. His life principle is not to go with the flow, but always look for non-standard ways to solve problems in the business sphere. This approach motivated the entrepreneur to write a whole series of motivational books, the main one of which, according to experts and critics, is Rich Dad Poor Dad. Now Kiyosaki conducts trainings all over the world. His books have been translated into 51 languages ​​and are sold in over a hundred countries.

Carlos Slim owns a holding, which he began to develop back in the late 60s, and the America Movil telecommunications corporation. The richest man in the world believes that the main thing is to change your children for the better, and not give them something ready-made.

The richest people in the world and on earth

Let's see who it is - the richest people in the world. For most people, wealth is associated with the success of its owner in society. This is so and not so. Hundreds of thousands of people consider themselves successful people without significant means. They live in prosperity, but do not have wealth. Since the wealth of individuals arises, and what it takes to become rich: the life goal of constant enrichment; luck or luck; unique ability or talent; high education and knowledge? Let's look at these people, their biographies and maybe we will understand what is the mystery and clue of acquiring wealth.

The generally recognized rating of the world's rich is published annually by the American magazine Forbes, the first copy of which appeared in 1917, and the first rating of rich people was published in 1918 and John Rockefeller occupied the first line in it. In Russia, the magazine has been published for 10 years, assessing the wealth of the richest people in Russia every year. This is the most authoritative source of information about the wealth of people and its rating on the pages of the magazine is considered the most reliable.

Forbes rich people ranking 2015

The richest people in the world in Forbes are 1826 people, they own 7 trillion dollars, with an average fortune of about 4 billion dollars. Of course, the magazine does not list all 1826 people on its pages, but only lists the 300 richest people in the world, and we will only list the top ten richest people in the world:

1. Bill Gates (USA) - founder of Microsoft with a fortune of $79.2 billion;
2. Carlos Slim Elu (Mexico) - the owner of a telecommunications network with a fortune of $ 77.1 billion;
3. Warren Buffett (USA) - the largest investor with a fortune of $72.7 billion;
4. Amancia Ortega (Spain) - founder and owner of Zara, worth $64.5 billion;
5. Larry Alison (USA) - founder of the software company Oracle with a fortune of $54.3 billion;
6. Charles Koch (USA) - construction and oil refining business with a fortune of $42.9 billion;
7. David Koch (USA) - construction and oil refining business with a fortune of $42.9 billion;
8. Christy Walton (USA) - co-owner of the Wal-Mart retail chain with a fortune of $ 41.7 billion, and the richest woman in the world;
9. Jim Walton (USA) - banker and co-owner of the Wal-Mart retail chain with a fortune of $40.6 billion;
10. Liliane Bettencourt (France) is the owner of the cosmetics empire L'Oreal and the richest woman in Europe with a fortune of $40.6 billion.

Rating of rich people in Russia 2015 according to Forbes

1. Vladimir Potanin - owner of TMK Norilsk Nickel, fortune $15.4 billion;
2. Mikhail Fridman - controls the financial and industrial company Alfa Group, worth $ 14.6 billion;
3. Alisher Usmanov - owns the assets of the metallurgical giant Metalloinvest, the mobile operator Megafon and a number of other assets, a fortune of $ 14.4 billion;
4. Viktor Vekselberg - owner of the Renova group of companies and a number of other assets, worth $14.2 billion;
5. Alexey Mordashov - owner of Severstal company with a fortune of $13 billion;
6. Vagit Alekperov - owner of the largest private oil company Lukoil, worth $12.2 billion;
7. Leonid Mikhelson - the owner of Novatek with a fortune of $11.7 billion;
8. Vladimir Lisin - the owner of the Novolipetsk Iron and Steel Works, a fortune of $ 11.6 billion;
9. Gennady Timchenko - the owner of many assets with a fortune of $ 10.7 billion;
10. Mikhail Prokhorov is a banker, media tycoon, co-owner of the world's largest producer of potash fertilizers, Uralkali, worth $9.9 billion.

Of course, the richest people in Russia are not limited to this list and their distribution within the list is very often modified, for example, for the last two years it was headed by Alisher Usmanov.

Biographies of the richest people in the world

Analyzing the life path of each of the richest people on the planet, they can be divided into heirs of huge fortunes and people who have risen to this list from the very bottom, or who have achieved their fortune with organizational talent, a sense of time and other abilities necessary for a successful business.

The biography of the richest people in the world shows the features of the ways to achieve wealth by each of them. Of the ten richest people in the world according to Forbes, only three inherited huge capital: Christy Walton, Jim Walton - the heirs of the largest retail chain Wal-Mart, and Liliane Betancourt, who inherited L'Oreal from her father Eugene Scheller. Of course, there are a lot of rich people on the Forbes lists, whose fortunes were made by their fathers and even grandfathers. Among them are well-known names: Rockefellers, Morgans and others. Preserving the wealth inherited is also not an easy task, but much easier than making a multibillion-dollar fortune from scratch.

The richest people in the world are described Rich people are not so few as it seems at first glance.

The ranking of the richest people in the world begins with Bill Gates (William Bill Gates), a man who made his fortune with his intellect, organizational talents, and the gift of foresight. His company Microsoft is the world's leading manufacturer of software for personal computers, the general development of which, Gates foresaw. He did not even finish his studies at Harvard University and, having left his third year, founded Microsoft. Gates was actively involved in the development of software products and developed a strategy for the development of Microsoft.

The list of the richest people in the world was occupied by representatives of the United States, but for some time, from 2010 to 2013, it was headed by a representative of Mexico, of Arab origin, Carlos Slim Elu, a man who has achieved everything he has, with his work, perseverance, knowledge and desire to win. I must say that the basis of the future capital of Carlos Slim Elu was made by his father. After graduating from the National University of Mexico City and receiving an engineering degree, at the age of 25 he began to create the future Grupo Carso empire. In 1982, taking advantage of the crisis in Mexico, he bought shares of many well-known companies for next to nothing, and in early 1990 he bought the telecommunications company Telmex (Telefonos de Mexico). He further specializes in this industry and buys telecommunications companies throughout Latin America. He was included in the Forbes list in 2002.

Warren Buffett, the richest and no less famous investor in the world, was born in the family of a stock trader and from childhood he was familiar with financial transactions, the stock exchange. He made his first stock purchase at age 11, buying several shares of Cities Service at $38. The stock quickly fell in price to $27, but later rose to $40. Warren immediately sold it, earning $5. A few days later, the shares jumped in price to $200. After that, Buffett formed one of the most important principles of investing: "patience is rewarded." Unlike Bill Gates, Buffett received an excellent education, graduating from Columbia University and earning the nickname "The Oracle of Omaha" for his later career as a successful investor. "The main secret of successful investing is to choose good stocks at the right time and hold them as long as these stocks remain good" - this principle of Buffett is used by thousands of investors around the world.

Biographies of Russian billionaires are not so impressive. Although it is believed that their wealth was created from scratch, the rich people of Russia made their fortunes through certain financial schemes, the legal purity of which is of questionable nature. And biographical information is not always available.

Among the dozen names of Russian billionaires, Mikhail Prokhorov looks like an example of a typical growth from a simple entrepreneur to the Forbes list. Prokhorov in 1989, after graduating from the Financial Academy, worked until 1992 at the International Bank for Economic Cooperation, where Vladimir Potanin became his business partner until 2008. Then he went his own way, developing his business.

Forbes annually publishes a list of the 400 richest people in the United States. It's not just a rich list, it's a story of opportunity. Many of them started out penniless. Take-off stories like these are meant to remind us that acumen and determination, spiced with luck, can help you overcome adversity and achieve incredible success.

1. Jan Kum - from food stamps to WhatsApp

Equity: $7.7 billion.

Kuma is now 37 years old. At 16, he moved from Ukraine to the United States. His family, trying to make ends meet, bought food stamps just a couple of blocks from the current WhatsApp office in Mountain View.

In 2009, Jan Koum and Brian Acton launched a messaging app that was supposed to replace SMS to people around the world. WhatsApp now has over 600 million users, and Facebook bought the company earlier this year for $19 billion. This deal turned Koum into a billionaire.

2. Jack Ma - From Teaching English to Alibaba

Equity:$20.2 billion.

Ma was born in Hangzhou, China. He grew up in poverty, and he was not hired even at the local KFC. Ma failed the state college entrance exam twice, but still managed to learn and started teaching English.

In 1995, he first came to the United States and saw the Internet. Realizing that there was still little Chinese content on the web, he started building the China Pages website, a directory sometimes referred to as the first Chinese startup. He failed quickly.

And in 1999 he founded Alibaba. Today, the online store handles twice as many orders as Amazon, and since its September IPO, Ma has become China's richest man.

3. Elizabeth Holmes - founded her own blood test processing company at 19

Equity: 4.5 billion dollars.

She was 19 in 2003 and was a sophomore at Stanford University. Then she founded Theranos, a company that greatly reduced the cost of blood tests.

Now her startup, located in Palo Alto, employs 500 people. The company has reportedly received $400 million in funding and is valued at $9 billion.

Holmes has always been precocious - as a child, in Houston, she taught herself Chinese as a hobby. Before entering Stanford, she managed to work in the patent office. Now she is a billionaire.

4. Ingvar Kamprad, founder of IKEA, grew up on a farm in Sweden

Equity: 3.9 billion dollars.

As a seven-year-old boy in the early 1920s, Kamprad began selling matches to his neighbors.

He soon moved on to pencils, postcards and Christmas decorations, and at the age of 17 he founded a company called IKEA (this is an abbreviation for Ingvar Kamprad, Elmtaryd farm, Agunnaryd parish). The company began selling furniture when the founder was in his 22nd year - this is how the IKEA empire began.

Today, it has 340 stores in 42 countries, generates $36 billion in annual sales, and is described by The New Yorker as "the invisible home designer."

This does not affect Kamprad's habits. He still leads a modest life and refuses to fly business class.

5. Starbucks founder Howard Schultz grew up in social housing

Equity:$2.1 billion.

In an interview with the British tabloid Mirror, Schultz says:

“As a child, I understood that we live in poverty. I knew that others had more money, more things, happier lives. And for some reason, I wanted to climb to the top, to achieve something that others thought was impossible. Don't look that I'm wearing a suit and tie. I remember where I come from and I remember what it is.”

As a result, Schultz won a football scholarship to the University of Northern Michigan, and after graduation he went to work at Xerox. Shortly thereafter, he headed a chain called Starbucks - then it included only 60 coffee shops. Since 1987, he has grown the company into a network of 16,000 cafes scattered around the globe.

6 Oprah Winfrey Was Born Poor And Became The First Black Correspondent On TV

Equity: 3 billion dollars.

Born poor in Mississippi, Winfrey won a scholarship to the University of Tennessee and became the state's first black television correspondent at age 19.

In 1983, she moved to Chicago to work on the AM talk show, which would later be called The Oprah Winfrey Show.

7. Businessman Shahid Khan once washed dishes for $1.20 an hour.

AP Photo/Sang Tan

Equity:$4.4 billion.

He is now one of the richest men in the world, but after coming from Pakistan, he worked as a dishwasher while studying at the University of Illinois. He now owns Flex-N-Gate, one of the largest private companies in the US, and two football clubs: the NFL's Jacksonville Jaguars and the Premier League's Fulham.

8. John Paul DeJoria, owner of the hair care empire and Patron Tequila brand, lived in a car.

Equity: 3.2 billion dollars.

DeJoria, a first-generation American, was not yet ten years old when his parents were forced to place him in a foster family. Before entering the military service, he managed to visit a member of a street gang.

With a $700 loan, DeJoria formed John Paul Mitchell Systems and peddled shampoo while living in a car. Then he founded Patron Tequila, and now he invests in other industries.

9. Forever 21 co-founder Do Won Chang worked as a janitor, gas station, and coffee shop after coming to the US

Equity:$5.2 billion.

Life hasn't always been kind to the founders of Forever 21, Do Won Chang and his wife, Jin Sook. After moving to America from Korea in 1981, Do Won had to work three jobs at the same time to make ends meet. They opened their first clothing store in 1984.

Now Forever 21 is an international empire with 480 stores and $3 billion in annual sales.

10. Ralph Lauren thought about men's ties while working as a clerk at Brooks Brothers.

Anton Oparin/Shutterstock.com

Equity:$7.8 billion.

Lauren graduated from high school in New York, in the Bronx. He later dropped out of college for military service. As a sales assistant at Brooks Brothers, Lauren decided to see if men were ripe for wider, brighter ties. In 1967, he decided to make his dream come true and sold $500,000 worth of ties. The following year, he founded the Polo brand.

11. Leonardo Del Vecchio grew up in an orphanage and then went to work in a factory where he lost part of his finger.

Equity:$18.4 billion.

His mother, a widow, could not raise five children, so Del Vecchio was sent to an orphanage. He later took a job in a factory making molds for auto parts and eyeglass frames.

At the age of 23, Del Vecchio opened his own mold shop and founded Luxottica, which became the world's largest manufacturer of eyewear, including sunglasses, under the Ray-Ban and Oakley brands.

12. Legendary Trader George Soros survived the Nazi occupation of Hungary and arrived in London as a poor college student

Equity: 24 billion dollars.

To survive in Nazi-occupied Hungary, young George posed as the godson of an employee of the Hungarian Ministry of Agriculture. In 1947 he fled the country to London to live with relatives. Entering the London School economy, he simultaneously worked as a porter at the station and as a waiter.

After graduating from university, Soros worked in a gift shop, and only then received a position in a bank in New York. In 1992, his famous game against the British pound earned him a billion dollars.

13. Oracle founder Larry Ellison dropped out of college after the death of his adoptive mother and worked odd jobs for eight years.

Equity:$48 billion.

He was born in New York, in Brooklyn. Ellison grew up with an uncle and aunt in Chicago. After his aunt's death, he dropped out of college and moved to California, where he worked odd jobs for the next eight years. In 1977, he founded the Oracle software company. Over time, it has become one of the largest technology companies in the world.

He recently stepped down as CEO but continues to lead an adventurous life.

14. Roman Abramovich was orphaned as a child. Russian tycoon now owns Chelsea Football Club

AP Photo/Lefteris Pitarakis

Equity: $9.5 billion.

Abramovich was born in Saratov in 1966. When he was one and a half years old, his mother died, and at four, his father. He grew up under the care of his Moscow uncle and grandparents, who lived in the north, in Komi.

After graduating from the Ukhta Industrial Institute, he began trading in oil in Western Siberia. The turning point came in 1992 when he met Boris Berezovsky, one of the leading tycoons of the new Russian capitalism.

Following allegations of fraud, Berezovsky fled to the UK, while Abramovich took over the reins of his empire, which combined 80% of the shares of Sibneft, the fifth largest Russian oil company, 50% of Rusal, the Russian aluminum monopolies and 26% of Aeroflot, the national airline. He then moved on to private investment.

Today Abramovich is one of the richest people in Russia. He loves toys: the world's largest yacht, Boeing 767 and Chelsea Football Club.

There are a lot of billionaires in the modern world, and there is nothing surprising here, but it is precisely how they achieved their financial perfection that is truly amazing. Not all of them are flashy spenders, as we see them in Hollywood reports. In fact, many of them surround themselves with the humble trappings of life. We've rounded up the best money management tips from the richest people on the planet.

1. Michael Bloomberg

Personal net worth: 34.3 billion

Know what is good for you and follow it.

Michael Bloomberg is well known as one of New York's most controversial mayors, and the majority shareholder of Bloomberg LP, a global information company for financial market participants. One of the things no one knows about is that in the last 10 years Michael has only bought two pairs of shoes. These are two pairs of black loafers that go perfectly with all the suits that the billionaire feels most comfortable in.

He realized what was good for him and invested what could be spent on an unnecessary pair of shoes in really useful things.

2. Bill Gates

Personal net worth: 79 billion

Making financial mistakes is a common occurrence in life. We all do it, with the difference that those who reach financial heights in life not only make mistakes, but also learn from them. Bill Gates, well known as one of the richest men in the world once said.

It's good to enjoy your success, but it's more important to remember your mistakes..

3. Ingvar Kamprad

Personal net worth: 53 billion

Ingvar Kamprad, the founder of IKEA, believes that many expenses are absolutely useless, even if money burns your pocket. Like many other super wealthy people, he chooses to fly economy class instead of a private jet. In his memoirs, Kamprad writes:

We don't need flashy cars that inspire titles, uniforms or other status symbols. We truly rely on our own strength and will.

4. Warren Buffett

Personal net worth: 66.1 billion

Buy a house that suits your needs.

Warren Buffett is a classic example of the golden rule. He still lives in Omaha, Nebraska, in a house he bought in 1958 for $31,500. Despite a billion-dollar fortune in his account, Buffett sees no point in living in an incredible mansion. He feels happy in his modest 5-room home located in the heart of America.

5. Oprah Winfrey

Personal Capital: 2.9 billion

This simple advice played an important role in Oprah's life. Now this advice has become an aphorism

You become what you believe in. Where you are in your life right now is based on what you used to believe..

Realizing what really brings you joy and then helps you achieve the highest results.

6. Richard Branson

Personal net worth: 5.1 billion

Set goals and do everything to achieve them.

British billionaire and founder of the VirginGroup, Richard Branson started his journey with a list of goals. The goals on this list were not even realistic, but he set them and did everything to achieve them. He knew that goal setting was the key to success.

7. Carlos Slim Elu

Personal net worth: 78.5 billion

Put off your youth.

Carlos Slim, a Mexican businessman who, like Bill Gates, was recognized as the richest man on the planet, shares the most important tips for financial success. Start saving money as early as possible! The sooner you start saving money and manage it wisely, the better it will be for you in the future, regardless of the position that you hold and will hold.

8. John Codewell

Personal net worth: 2.6 billion

Don't neglect public transport.

A businessman from England has achieved his success in the mobile industry, but this does not mean at all that he uses an expensive car and flaunts his fortune. In fact, he enjoys walking, riding his bike and using public transport.

9. David Cheriton

Personal net worth: 1.7 billion

Learn to do things on your own.

David Cheriton was an early investor in Google and is enjoying the results of his $100,000 investment in 1998. However, he rejects the barber and cuts his own hair. Even such a seemingly insignificant amount can be useful in other areas of life. Just think how much money you give to other people when you can do the same things yourself.

10. Mark Zuckerberg

Personal net worth: 30 billion

Be humble.

Even the founder of Facebook lives frugally in many aspects of life. One example is his car, a $30,000 Acura sedan. He can afford absolutely any car or even a whole ship, but instead he chooses a modest and practical car.

11. John Donald MacArthur

Personal Capital: 3.7 billion

Make a budget and stick to it.

MacArthur was the sole shareholder of the Bankers Life and Casualty Company. Despite living in an era of Hollywood glitz and glamour, MacArthur eschewed expensive purchases and lived very modestly. He never owned luxury goods, had no press agents, and had an annual budget of $25,000.

12. Rose Kennedy

Financial condition at the time of death is unknown.

Be creative and look for cost alternatives.

Rose Kennedy is better known as the matriarch of the infamous family. But her money-saving tactics were amazing. Especially when you consider the wealth amassed by the family. Instead of buying stacks of recycled paper, she preferred to wait until the end of the year and buy old desk calendars that were losing their relevance. As a rule, it cost less than waste paper. This is a good example of saving even in small things.

13. Thomas Boone Pickens

Personal Capital: 1 billion

Make a shopping list and don't take more cash than you need.

Oil magnate and billionaire Pickens always practices one sure way to save money. He never carries more money in his wallet than he needs. He makes a shopping list before heading to the store. And buys only what is on this list. And the amount of money in his wallet will not allow him to break this rule. You can't spend money you don't have, can you?

14. Jim Walton

Personal net worth: 34.7 billion

You don't need all the latest and greatest.

Jim Walton, the youngest son of WalMart founder Sam Walton, leads a modest lifestyle. That's what his father always taught him. Despite financial success, he still drives a pickup truck that is over 15 years old. He understands that you need to get everything from your vehicle and without a trace. Not driving around in the most luxurious and expensive car you can buy.

15. Donald Trump

Personal Capital: 3.9 billion

Donald Trump has earned his success with his hard work. Many losers think that Trump is just lucky in the world of finance. But Trump says luck comes from hard work.

If your work brings you results, then most likely people will say that you are just lucky. Maybe it is because you are lucky to have brains to work with.!

16. Robert Kuok

Personal Capital: 11.5 billion

Use all the possibilities that you have.

Robert Kuok, Malaysia's richest man, lives by the rules he learned from his mother. Never be greedy, don't take advantage of others, and always have high morals when it comes to dealing with money. Robert says that in order to be financially successful, you must be brave and always take advantage of every opportunity that comes your way. Even when others doubt your abilities.

17. Li Ka-shing

Personal Capital: 31 billion

Live modestly.

Li is the richest person in Asia and one of the ten richest people in the world. Li owns an empire that spans 52 countries with 270,000 employees. He believes that his incredible success lies in a simple and modest life. When you first begin your journey, you must train yourself to live modestly and not boast of your wealth.

18. Jack Ma

Personal Capital: 10 billion

The client always comes first.

Jack Ma, billionaire founder of Alibaba Group, believes that customers should always be the number one priority. They are followed by employees, and the last in this chain should be shareholders. Ma believes that a person's attitude to how he lives his life is more important than his abilities.

19. Howard Schultz

Personal Capital: 2.2 billion

I never wanted to be one of the billionaire list. I have never defined myself by my wealth. I always try to define myself and my values.

Howard Schultz, chairman of the board of directors of Starbucks, said that a person's values ​​are much more important than their capital.

Do you want to be a coach in your field?
earn big money and influence society? This you can
learn on the live ““. Come!